If you're a first-time buyer looking to purchase your first family home, the buying process can be difficult. Without doubt, the most challenging part of the process for first-time buyers is sourcing a suitable mortgage. To help you with this, consider the 3 tips below:
Make Sure You Know Your Budget
When you're looking for a mortgage, it's important not to lose focus. Buying a new home is an extremely exciting time, especially if you have managed to find the perfect home for you and your family.
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Self-employment has numerous benefits, but when it comes to securing a mortgage loan, it can lead to challenges. Although getting a loan is not impossible, there are a few additional hurdles you have to jump before being approved. If you are self-employed and want to buy a home, here is what you need to know.
How Does Self-Employment Impact Lending?
Lenders require self-employed applicants to submit tax returns to prove income.
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Buying a home during the holidays is definitely not impossible. In fact, it might be better for you in the long run. Here are five of the major reasons to consider buying during the holidays:
Affordable: First off, buying a home during the holidays is typically more affordable. This is because home prices are significantly reduced in order to attract the limited number of buyers that are shopping during this time of year.
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